Funding Options Blog

Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.

Sterling cash pile
Tips

How to manage cash flow in Q4: Short-term loans vs. invoice finance

If your business faces cash flow pressure in Q4, short-term loans and invoice finance could offer a fast, flexible solution.

5 Oct 2025

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Invoice finance
Tips

How much does invoice factoring cost in the UK? A guide for SMEs

If late-paying customers are strangling your cash flow, invoice factoring could quickly unlock the funds you’re owed. But what might it cost you?

1 Oct 2025

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Compare Business insurance quotes
Tips

5 business finance moves to make before the end of the tax year

If you want to keep more of your hard-earned profits, these five moves could save your business precious cash before the tax year ends.

1 Oct 2025

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what is cash flow forecast
Tips

Autumn cash flow gaps: 5 ways SMEs can prepare for seasonal slowdowns

If autumn leaves you short on cash, these 5 steps will help you prepare.

17 Sept 2025

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women working on laptops in office
Tips

How to use revenue-based finance to bridge post-summer dips

If your business faces a post-summer slump, revenue-based finance could help you bridge the gap without giving up equity or taking on inflexible debt.

11 Sept 2025

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Business Credit Cards: The Safety Net for Cash Flow
Tips

August slowdown? Smart ways to manage business cash flow in the summer lull

The summer months can bring a slowdown in business activity, impacting your cash flow. But the right strategies could help you navigate this period smoothly.

15 Aug 2025

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Building solar panels
Tips

How tradespeople can use asset lending to get ahead before busy season

Want to get ahead before your busy season kicks off? Want to preserve your cash while still getting the equipment you need? Using asset lending to finance tools, vehicles, and equipment could give you a competitive edge while protecting your cash flow.

11 Aug 2025

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small-business-entrepreneur-at-cafe-entrance-using-2023-11-27-05-30-16-utc
Tips

How to obtain a small business loan in the UK: a step-by-step guide

Securing the right small business loan can be a turning point for many UK entrepreneurs - whether you're investing in growth, covering unexpected expenses, or managing seasonal cash flow. Yet for many founders, the process can feel opaque and confusing. What type of loan should you apply for? What documents do lenders expect? And how do you compare your options without getting buried in jargon?

3 Jul 2025

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Laptop, books and calculator on a desk
Tips

5 ways to improve working capital without a loan

Working capital is the life blood of your business. If you’re struggling with cash flow but want to avoid taking on debt, consider the five transformational strategies listed in this article.

11 Jun 2025

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

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