Funding Options Blog
Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.
What are the top pros and cons of unsecured business loans?
Lots of businesses – even the most profitable – require [business loans](https://www.fundingoptions.com/knowledge/business-loans/) to fund their financial needs. Whether you need finance to take your company to the next level or manage your day-to-day cash flow, you could use an asset to secure finance. But what if you don’t own assets? Is it possible to get a loan if you’re unable or don’t want to offer security? Yes – that’s where unsecured business loans come in.
25 Aug 2022
How can SMEs mitigate exchange rate risk?
If your company makes financial transactions in foreign currencies, it should be aware of the business risks surrounding exchange rates (known as “FX risk”), and what it can do to mitigate them. All currencies can experience periods of high volatility. Approaching FX risk strategically and measuring your exposure can help you protect your profit margins and continue to thrive internationally.
25 Aug 2022
Funding Options partners with VFD to deliver market-leading financial and advisory integration
Leading fintech advisory company, VFD Pro Ltd, has partnered with Funding Options to integrate Funding Cloud: Connect, an extension of the Funding Cloud(TM) platform, into their market-leading financial and advisory solution.
26 Jul 2022
Business Credit Cards: The Safety Net for Cash Flow
Cash is king for businesses, but it doesn't always flow steadily – especially in times of economic uncertainty. A business credit card can be a short-term safety net when cash is tight, or your business needs to cover an unexpected cost. Here's what to expect.
22 Jul 2022
Merchant cash advances – what are the features and benefits?
Merchant cash advances can be flexible and fast to obtain. Used predominantly by retail, hospitality, and leisure companies – and businesses that rely on card payments from other sectors – to access unsecured finance. But how do they work, and what are some benefits and things to consider before applying?
18 Jul 2022
Overdrafts and revolving credit facilities – what's the difference?
Business overdrafts and revolving credit facilities share some similarities. For example, they're both designed for short-term cash flow purposes. But there are also differences: one of the fundamental ones being that your business bank usually supplies an overdraft while revolving credit facilities are available from specialist lenders.
14 Jul 2022
What are the main crowdfunding advantages and disadvantages?
If you've got a business idea in the pipeline or are looking to launch a new project, you might consider funding it via a crowdfunding campaign. But first, why not take some time to understand the advantages and disadvantages?
11 Jul 2022
Investing in equality: What loans are available for women to start a business?
Research reveals that female-led businesses receive, on the whole, less funding than those managed by men. But why? Shouldn't industry's goal be to ensure a diverse and varied business landscape? In this article, we'll take a closer look at the problem and highlight some key finance options that every business owner can use to access finance, hopefully achieving greater gender parity.
7 Jul 2022
How to write a business plan for a loan
Your business plan is a living document – it's something you'll revisit to check that you're reaching your goals and making the most of your venture. You may also need one if you're looking for funders to support and invest in your idea. Here's how it works.
4 Jul 2022
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