Funding Options Blog
Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.
8 obstacles that keep you from getting a small business loan
There comes a time – or even a few – when additional funding is required in many businesses’ lifecycles. However, there are a few factors that can stand in the way. Let’s look at the main obstacles to funding and how businesses can overcome them.
21 Aug 2022
8 hacks for building business credit
Your business credit profile is indicative of your business's financial health. It's a reflection of how well your business meets its financial obligations. It can determine whether you can afford to meet repayments and what interest rate you'll pay. Here are 8 hacks to help you build a positive business credit file.
16 Aug 2022
What capital allowances can you claim for your business?
As a business owner, you can claim capital allowances for assets you buy and use in your business. These assets are called 'plant and machinery' and cover a range of equipment, machines and business vehicles. Capital allowances enable you to deduct part or all of the item's value from your profits before tax. Here's what to expect.
14 Aug 2022
Funding Options Celebrates International Youth Day
With interest rates rising, a possible recession on the horizon and the impacts of the coronavirus pandemic still being felt, SMEs need to start looking forward and investing in future generations to survive the coming years.
11 Aug 2022
8 things to consider when choosing a bank for your small business
Having a business bank account will help you to keep your business and personal transactions separate. If you run a limited company or incorporated company, you usually won’t be allowed to use a personal account in place of a business one. Finding a business bank that suits your business’ needs and plans is important, but it’s not always easy. That’s why we’ve put together a list of things for you to consider.
9 Aug 2022
What are the benefits of business energy audits?
With the cost of energy at an all-time high and an accelerating drive to net zero, it's never been more crucial for businesses to understand their energy consumption. One of the best ways to map your business' energy consumption is by conducting an energy audit. Let's take a look at how the process works and its benefits.
8 Aug 2022
What are the top pros and cons of unsecured business loans?
Lots of businesses – even the most profitable – require [business loans](https://www.fundingoptions.com/knowledge/business-loans/) to fund their financial needs. Whether you need finance to take your company to the next level or manage your day-to-day cash flow, you could use an asset to secure finance. But what if you don’t own assets? Is it possible to get a loan if you’re unable or don’t want to offer security? Yes – that’s where unsecured business loans come in.
7 Aug 2022
How can SMEs mitigate exchange rate risk?
If your company makes financial transactions in foreign currencies, it should be aware of the business risks surrounding exchange rates (known as “FX risk”), and what it can do to mitigate them. All currencies can experience periods of high volatility. Approaching FX risk strategically and measuring your exposure can help you protect your profit margins and continue to thrive internationally.
3 Aug 2022
Funding Options partners with VFD to deliver market-leading financial and advisory integration
Leading fintech advisory company, VFD Pro Ltd, has partnered with Funding Options to integrate Funding Cloud: Connect, an extension of the Funding Cloud(TM) platform, into their market-leading financial and advisory solution.
26 Jul 2022
Subscribe to our newsletter today
Sign up for the best of Funding Options sent straight to your inbox.