Funding Options Blog

Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.

factory
Green Finance

Updated Energy Bills Discount Scheme: what does it mean for UK businesses?

The Energy Bill Relief Scheme is coming to an end on 31 March 2023. It is set to be replaced by the Energy Bills Discount Scheme, which was announced on Monday. Here’s how it works.

13 Jan 2023

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webinar - navigate through the macroeconomic landscape - an sme lending landscape
Education

Navigating through the macroeconomic landscape: an SME lending perspective

Rising inflation is a growing concern for many business owners across the UK. Planning for business continuity, cash flow management and obtaining business funding are just some of the challenges business owners are facing in the current economic climate. In a recent webinar, our Senior Strategic Partnership Managers, Leon Jayasinghe and Ryan Ciecko hosted a live discussion about how the SME lending market is changing against the backdrop of the economic climate, and what SMEs and their advisors can do to navigate the challenges and improve their chances of securing funding.

10 Jan 2023

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2023 sparklers
Education

Key tax dates and deadlines for 2023

The beginning of a new calendar year is the perfect time to get organised and plan for the year. To help you get a head start, we’ve collected many of the key tax and financial dates that you, as a business owner, should be aware of in 2023. Keeping track of deadlines can help you to avoid penalties and feel prepared!

4 Jan 2023

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Investing in your business
Education

3 ways to invest in your business in 2023

Investing in your business can provide it with the cash flow stimulus it needs to trade and grow confidently. There are various ways to invest in your business, including through debt funding, reinvestment and private equity. The route you choose will depend on your own circumstances and goals. Let’s take a closer look at how your investing in your business could take shape in 2023.

21 Dec 2022

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Restructuring business finance
Education

How to refinance a small business loan

Managing finances – including any debt obligations – is one of the keys to business success. But in times of trading uncertainty, debt can become a drain on cash. Fortunately, refinancing or consolidating your business loans can help alleviate some of the pressure by making your repayments more manageable. Here’s how.

21 Dec 2022

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2022
Customers

A year in review: our customers in 2022

When we started Funding Options in 2011, we set out to transform the business finance market for the better. We knew that SMEs – who are the lifeblood of the UK economy – often struggle to secure the finance they need to plan, trade and grow with confidence. Fast forward to today and we’re proud to say that things are changing.

20 Dec 2022

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Cash flow projections
Education

11 ways to avoid cash flow problems

As a predominantly service-driven economy, the UK relies on consumers to spend, with seasonal fluctuations also having a considerable impact on the daily cash requirements of small businesses. Here, we'll discuss methods to improve your cash flow throughout the year to avoid potential issues and predict when you might need to access additional funding.

9 Dec 2022

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Road
Education

Commercial bridging loans explained

A commercial bridging loan is a type of short-term funding. For example, as a business owner you might use a bridging loan to cover the cost of a purchase while you wait for the sale of the asset you’re selling in order to purchase it to go through. The term ‘bridge’ is very revealing: essentially, the finance bridges a gap in funding until long-term funding is secured. Bridging loans are commonly associated with property purchases, but they can in fact be used for a range of business purposes.

6 Dec 2022

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Business person
Tips

How to use Funding Options' commercial loans calculator

A commercial loans calculator can provide you with an estimation of how much your monthly loan repayments might cost. To calculate this you’ll need to input how much you want to borrow, the annual interest rate and term length. Let’s take a closer look at how commercial loans work and how much commercial finance your business could get.

6 Dec 2022

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