Funding Options Blog

Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.

Restructuring business finance

How to refinance a small business loan

Managing finances – including any debt obligations – is one of the keys to business success. But in times of trading uncertainty, debt can become a drain on cash. Fortunately, refinancing or consolidating your business loans can help alleviate some of the pressure by making your repayments more manageable. Here’s how.

21 Dec 2022


A year in review: our customers in 2022

When we started Funding Options in 2011, we set out to transform the business finance market for the better. We knew that SMEs – who are the lifeblood of the UK economy – often struggle to secure the finance they need to plan, trade and grow with confidence. Fast forward to today and we’re proud to say that things are changing.

20 Dec 2022

Cash flow projections

11 ways to avoid cash flow problems

As a predominantly service-driven economy, the UK relies on consumers to spend, with seasonal fluctuations also having a considerable impact on the daily cash requirements of small businesses. Here, we'll discuss methods to improve your cash flow throughout the year to avoid potential issues and predict when you might need to access additional funding.

9 Dec 2022


Commercial bridging loans explained

A commercial bridging loan is a type of short-term funding. For example, as a business owner you might use a bridging loan to cover the cost of a purchase while you wait for the sale of the asset you’re selling in order to purchase it to go through. The term ‘bridge’ is very revealing: essentially, the finance bridges a gap in funding until long-term funding is secured. Bridging loans are commonly associated with property purchases, but they can in fact be used for a range of business purposes.

8 Dec 2022

Business person

How to use Funding Options' commercial loans calculator

A commercial loans calculator can provide you with an estimation of how much your monthly loan repayments might cost. To calculate this you’ll need to input how much you want to borrow, the annual interest rate and term length. Let’s take a closer look at how commercial loans work and how much commercial finance your business could get.

7 Dec 2022


10 ways accounting helps your business

Even if you’ve got a talent for keeping your accounts in order, you won’t necessarily have the time. There are many ways an accountant can add value to your business, from handling the bookkeeping aspect to helping your business grow.

6 Dec 2022

Coffee machine

What is asset finance and how does it work?

As a business owner, you might require additional funding to pay staff, foot a bill, purchase machinery, buy more stock – or something else entirely. Commercial asset finance is a flexible type of funding that can provide you with a working capital boost. It can also help you spread the cost of the equipment or machinery your business needs.

1 Dec 2022

tide x funding options

Tide acquires Funding Options

Tide, the leading digital business banking platform, has today announced it will acquire Funding Options, a leading UK marketplace for business finance, subject to FCA approval.  Founded in 2011, Funding Options is a leader in SME credit intermediation and has been recognised as a fast-growth scale-up, and has featured in the FT1000, the Financial Times’s annual list of Europe’s fastest-growing companies.

28 Nov 2022

SME energy reduction
Business Energy

Funding to reduce business energy costs

When it comes to reducing your business emissions and saving money on bills, there are several greener finance options that could help. As SMEs make up 25% of the UK’s emissions, it’s important for smaller business owners to make changes to their energy consumptions. Our blog explores some of the types of funding available to help reduce energy costs for good.

24 Nov 2022


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