Funding Options Blog
Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.
Which should I choose: invoice factoring or invoice discounting?
Waiting weeks or even months for invoices to be paid can put pressure on any business’s cash flow. But invoice factoring and discounting can ease the burden. Both invoice factoring and discounting enable businesses to unlock the cash tied up in their unpaid invoices. Factoring and discounting are types of invoice finance, and there are some key differences. So, which one is most suitable for your needs?
27 Sept 2022
Survey reports fatigue among business owners
The survey of 1000 UK SMEs, conducted by Funding Options and Censuswide, found less than half of business owners are 'very confident' of surviving the next six months (42%)
27 Sept 2022
Is it difficult to get a loan for a commercial property?
Businesses buy commercial property for a variety of reasons: they might want to purchase a premises for their business, or add to their buy-to-let portfolio, for instance. Yet many business owners lack the cash to be able to buy commercial property outright, and this is where commercial property finance comes in. But how accessible are commercial property loans, exactly?
26 Sept 2022
Chancellor’s “mini budget” – what does it mean for businesses?
On Friday, Chancellor Kwasi Kwarteng made his first fiscal statement since taking office. In his so-called “mini budget”, Kwarteng announced £50bn in tax cuts and outlined the ways in which the government plans to boost economic growth. So, in light of Friday’s announcement, what can businesses expect?
25 Sept 2022
10 alternative funding options for small businesses
Despite not always being easy for a business to get a bank loan, several 'alternative' finance options cater to a more specialised market, offering increased flexibility around guarantees and repayment terms. Read on to learn more about the alternative funding options your business should consider.
11 Sept 2022
Funding Options bridges gap in SME funding
London, 06.09.2022: Funding Options, the leading marketplace for business finance, has launched Funding Cloud: Insights to bring unparalleled data to SME lenders with a breadth of market insight capable of driving new product innovation.
6 Sept 2022
Are you ready for the Westmorland Show and UK Dairy Day?
Agricultural shows provide farm-based company owners with opportunities to network, learn and grow their business. Find out more about some of the benefits of attending these shows, and take the opportunity to get a few upcoming event dates in the diary!
5 Sept 2022
Liz Truss elected new Tory leader. Here are 5 things businesses can expect from the new Prime Minister.
The former Foreign Secretary will succeed Boris Johnson as Britain's next prime minister after beating Rishi Sunak, it was announced today. Ex-Prime Minister Borris Johnson will leave Downing Street later this week after a three-year premiership overwhelmingly defined by the failure of his government to handle the Covid-19 pandemic. Below we'll discuss the possible implications for business the new PM might bring as she steps into office.
5 Sept 2022
Government Announces Recovery Loan Scheme Extension
The Recovery Loan Scheme was introduced by the government to help SMEs recover and grow as the UK began its economic recovery after COVID-19. On 20 July 2022, the Government announced the latest iteration of the Recovery Loan Scheme (RLS), set to run for 2 years from 1 August 2022.
24 Aug 2022
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