Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.
As you stock up on a jar to open on February 5th, World Nutella Day, it’s worth considering the impact the hazelnut and cocoa spread has had on our eating habits and how it’s become one of the most successful business stories ever. Ferrero, which owns the Nutella brand, has a fascinating history. How it’s grown and managed should be considered an object lesson in sound management and growth for many business students.
4 Feb 2022
In the words of Eleanor Roosevelt, “it takes as much energy to wish as it does to plan”. Running a successful business is as much about being organised as having dreams and ambitions. How many of these 10 monthly tasks are you prioritising right now?
1 Feb 2022
Asset finance comes in many different forms. Some people use it to purchase equipment for their business, but it has lots of other uses too. In our latest mythbuster instalment we’re taking a closer look at the most common asset-based lending misconceptions.
27 Jan 2022
Setting up a business bank account isn’t a complicated process. Some banks might still insist that you present the necessary documents face-to-face before opening an account. However, opening a business account nowadays can generally be completed online. Over recent years, many new niche banks have arrived in the business banking space, and they exist to serve business only; they offer no personal banking services. Most of these modern fintech business banks can approve your account in minutes if you supply all the relevant documentation and further details. Once your business account gets approved, you can set up direct debits, standing orders, and apply for loans, business credit cards, and overdrafts or alternatives. You can apply for extra debit cards for your staff and manage all your business account affairs online.
26 Jan 2022
For many, the beginning of a new year is a time for setting goals and getting organised. To help, we’ve put together a list of important tax-related dates to keep in mind throughout the year. Be sure to prepare for them in advance to avoid any unnecessary penalties.
18 Jan 2022
Starting a restaurant business isn’t for the faint-hearted or uncommitted. On paper, it looks easy - find the premises, give the place a fresh lick of paint (you can roll your sleeves up too) and get new flooring. Then buy a new cooking range, plates, pots, pans, utensils, cutlery and uniforms. Hire a mix of permanent and part-time staff, place a few local ads, create a buzz on social media, and voila! You’re good to go. If only it were that easy.
20 Jan 2022
The Consumer Prices Index (CPI) tracks inflation – i.e. how much prices rise over time – on everyday products. In December 2021, the headline rate of inflation in the UK rose to 5.1%: the highest rate in a decade. What does this mean for businesses?
12 Jan 2022
Small Businesses are the lifeblood of many high streets. Our towns and cities would be ghost towns without our much-loved newsagents, salons and barbers, grocers, cafes, restaurants, bars and pubs. And on industrial estates dotted around the country, many services and small manufacturing firms provide the backbone for the country’s business community to thrive. Raising capital if you’re such a business owner can represent a challenge, but there are a few different ways you can access the funding you need.
6 Jan 2022
Gone are the days of having to go to your business bank for small business loans. As well as the usual high street institutions, there are many newer, more flexible lenders out there today who may be able to better facilitate your business finance needs.
22 Jan 2021
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