Funding Options Blog
Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.
Great small business ideas for Black Friday 2021
It’s not just consumers that can take advantage of Black Friday sales. Small to medium-sized businesses are in the perfect position to grab some bargains during the preceding week and on the day itself, and the offers might be more widely available than you think.
23 Nov 2021
Merchant Cash Advances, how they work and 7 benefits for your business
Merchant Cash Advances can be an excellent funding option for your business. Discover 7 benefits of an MCA for your business and how they work.
9 Nov 2021
How much inventory should I carry?
With Black Friday and Cyber Monday fast approaching (and the Christmas period not far behind), you’re probably thinking about how much inventory you should be carrying right now. If you require additional funding for inventory you’ve come to the right place.
8 Nov 2021
What happens to a business loan if the business fails?
As soon as a payment is missed, this is considered defaulting and lenders will still need their payment in full. Typically, it’s 2-3 payments before they find other ways of getting the payment from you. Depending on the type of loan you’ve taken out and the agreed terms you’ve signed, defaulting on a payment can mean anything from developing a poor credit rating, high fees and even having assets repossessed. We explore how you can avoid missing payments, what to do if you’re unable to pay and explore what happens to a business loan when a company fails.
22 Oct 2021
Can you get a loan for a new business that is 5 - 6 months old?
Starting a business is an exciting and busy time, so when it comes to finding the right funding it can sometimes feel overwhelming. Navigating the different types of business loans available to start-up businesses can be time-consuming and when you’re trying to run a new business, time is money! We explore whether a business that’s just 6 months old can apply for finance and the types of funding available.
15 Oct 2021
Understanding cash flow vs. asset-based business lending
When it comes to applying for and securing finance, business owners have a few different options outside of the standard business loan, which includes options such as cash flow and asset-based lending. We explore both loan options as well as the key differences between them.
8 Oct 2021
5 tips to help support your teams’ mental health as a business owner
According to the charity Mind, 1 in 6 workers experiences poor mental health symptoms such as stress and anxiety. Many business owners worry about the well-being of their teams but can often be too busy or may even feel unprepared to help. We look at some potential ways business owners can support the mental health of their employees, as well as their own health.
8 Oct 2021
Celebrating Black-owned businesses in the UK
We love to see startup businesses grow from the initial idea to securing funding, and as part of Black History month, we took a look at resounding successes from Black-owned businesses in the UK. From the types of businesses to funding, we celebrate Black entrepreneurs and explore findings from the Black Report with Google for Startups.
4 Oct 2021
Fund-based and non-fund based credit limits
Working capital finance can be divided into fund-based and non-fund-based credits. The difference between the two is whether they’re physical funds or guaranteed by assurance. We explore both funding options and why they’re a great option for any business looking for capital to help grow.
28 Sept 2021
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