Funding Options Blog

Home of our blog articles on topics that will inform and educate entrepreneurs on topics such as lending, green finance, tax and financial matters.

two women speaking

How to do bookkeeping: for small businesses and the self-employed

So, your business venture is well and truly off the ground and you’re beginning to see an increase in transactions. While it’s important to keep the momentum going, you’ll also need to have a robust bookkeeping system in place. Let’s take a closer look at the ins and outs of bookkeeping, and explore how a combination of bookkeeping and accounting can help your business to thrive.

7 Mar 2023

cleaning product

5 ways to 'spring clean' your business

With the official start of spring just around the corner (it’s 20 March, in case you’d forgotten), why not start thinking about how you could give your business the spring clean it needs? The longer days and warming weather gives everyone a much needed energy boost: here are some ways you could channel some of this extra drive into refreshing your business.

14 Feb 2023

webinar - navigate through the macroeconomic landscape - an sme lending landscape

Navigating through the macroeconomic landscape: an SME lending perspective

Rising inflation is a growing concern for many business owners across the UK. Planning for business continuity, cash flow management and obtaining business funding are just some of the challenges business owners are facing in the current economic climate. In a recent webinar, our Senior Strategic Partnership Managers, Leon Jayasinghe and Ryan Ciecko hosted a live discussion about how the SME lending market is changing against the backdrop of the economic climate, and what SMEs and their advisors can do to navigate the challenges and improve their chances of securing funding.

10 Jan 2023

2023 sparklers

Key tax dates and deadlines for 2023

The beginning of a new calendar year is the perfect time to get organised and plan for the year. To help you get a head start, we’ve collected many of the key tax and financial dates that you, as a business owner, should be aware of in 2023. Keeping track of deadlines can help you to avoid penalties and feel prepared!

4 Jan 2023

Investing in your business

3 ways to invest in your business in 2023

Investing in your business can provide it with the cash flow stimulus it needs to trade and grow confidently. There are various ways to invest in your business, including through debt funding, reinvestment and private equity. The route you choose will depend on your own circumstances and goals. Let’s take a closer look at how your investing in your business could take shape in 2023.

21 Dec 2022

Restructuring business finance

How to refinance a small business loan

Managing finances – including any debt obligations – is one of the keys to business success. But in times of trading uncertainty, debt can become a drain on cash. Fortunately, refinancing or consolidating your business loans can help alleviate some of the pressure by making your repayments more manageable. Here’s how.

21 Dec 2022

Cash flow projections

11 ways to avoid cash flow problems

As a predominantly service-driven economy, the UK relies on consumers to spend, with seasonal fluctuations also having a considerable impact on the daily cash requirements of small businesses. Here, we'll discuss methods to improve your cash flow throughout the year to avoid potential issues and predict when you might need to access additional funding.

9 Dec 2022


Commercial bridging loans explained

A commercial bridging loan is a type of short-term funding. For example, as a business owner you might use a bridging loan to cover the cost of a purchase while you wait for the sale of the asset you’re selling in order to purchase it to go through. The term ‘bridge’ is very revealing: essentially, the finance bridges a gap in funding until long-term funding is secured. Bridging loans are commonly associated with property purchases, but they can in fact be used for a range of business purposes.

8 Dec 2022

Coffee machine

What is asset finance and how does it work?

As a business owner, you might require additional funding to pay staff, foot a bill, purchase machinery, buy more stock – or something else entirely. Commercial asset finance is a flexible type of funding that can provide you with a working capital boost. It can also help you spread the cost of the equipment or machinery your business needs.

1 Dec 2022


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