How much can I borrow?

Business owners looking for finance often ask: "how much can I borrow?" We've put together this simple business loan calculator so you can get a rough idea of how much business finance your business could be eligible for today.

How much can I borrow?


Please bear with us!

We are crunching the numbers

  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

What is Funding Options’ Business Finance Calculator?

Our calculator is based on a rule of thumb that's commonly used across the industry — loan amount, annual turnover, and profit. It's designed for limited companies that have been trading for at least 2 years, and calculates affordability for unsecured business loans with terms from three to 60 months.

How does the business finance calculator work?

Simply tell us your annual turnover, annual net profit and the length of term you require. Based on your responses, Business Finance Calculator will work out how much finance your business could be eligible for. Please bare in mind the following:

  • Your individual affordability may vary

  • This calculator is designed for unsecured business loans

  • It doesn't take individual circumstances into account

  • The amount you can borrow is based on a wide range of complicated factors

  • The best way to find out how much you can borrow is to start an enquiry

Business Finance - Features and benefits through Funding Options

  • Secured and unsecured flexible finance options available subject to eligibility

  • We compare 120+ lenders to find the right finance for you

  • A Business Finance Specialist will guide you through the process

  • It’s free, no obligation and won’t affect you credit score

Financial product information

Representative example*

7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rate

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

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