Crowdfunding and Peer-to-peer lending are methods of raising money by sourcing small amounts from a large number of individuals or lenders rather than just one. These finance options can take many forms - we can help you find a solution that fits.
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Crowdfunding and Peer-to-peer Lending - Features and benefits through Funding Options:
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Crowdfunding and Peer to Peer Lending - How do they work?
Crowdfunding has proved popular with a wide variety of businesses, and can be used in a wide range of scenarios such as: selling equity in a business, borrowing money for a business, selling pre-orders of a new product or to raise money for a charitable cause.
Equity crowdfunding is the name for selling shares of your company to 'the crowd' — there’s no money to pay back, but they’ll be entitled to a share of future profits and you’ll sacrifice some control.
With Peer-to-peer lending (also known as P2P) the business borrows money from a collection of individual lenders, and pays it back with interest.
Peer-to-peer lending is similar to a traditional unsecured business loan in terms of eligibility.
Property crowdfunding takes the concept of peer-to-peer finance and combines it with property investment. Some variants allow individuals to invest in small shares of many different buy-to-let properties.
7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56
*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.
Annual Percentage Rate
Rates from 2.75% APR
1 month to 30 years terms