Crowdfunding and Peer-to-peer Lending

Crowdfunding and Peer-to-peer lending are methods of raising money by sourcing small amounts from a large number of individuals or lenders rather than just one. These finance options can take many forms - we can help you find a solution that fits.

Crowdfunding and Peer-to-peer Lending
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  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Crowdfunding and Peer-to-peer Lending - Features and benefits through Funding Options: 

  • We compare 120+ lenders

  • A Finance specialist is available to guide you through the process

  • It is free and doesn’t affect your credit score 

  • Designed for a range of purposes, including property

  • Simple, honest and transparent explanations

  • We’ll match you based on your needs and circumstances

Crowdfunding and Peer to Peer Lending - How do they work?

  • Crowdfunding has proved popular with a wide variety of businesses, and can be used in a wide range of scenarios such as: selling equity in a business, borrowing money for a business, selling pre-orders of a new product or to raise money for a charitable cause. 

  • Equity crowdfunding is the name for selling shares of your company to 'the crowd' — there’s no money to pay back, but they’ll be entitled to a share of future profits and you’ll sacrifice some control.

  • With Peer-to-peer lending (also known as P2P) the business borrows money from a collection of individual lenders, and pays it back with interest. 

  • Peer-to-peer lending is similar to a traditional unsecured business loan in terms of eligibility.

  • Property crowdfunding takes the concept of peer-to-peer finance and combines it with property investment. Some variants allow individuals to invest in small shares of many different buy-to-let properties.

Financial product information

Representative example*

7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rate

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

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