Construction Finance

Whether you’re a contractor, a subcontractor, or a developer, get the right equipment finance deal for you. Plant machinery, cranes, scaffolding, and all sorts of building materials can be funded, so you’re not out of pocket while the work is underway.

Construction Finance


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  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

What is Construction Finance?

Construction finance supports contractors, sub-contractors and those working in the industry. It can be used to fund new projects, pay suppliers quickly, buy new equipment and machinery and boost working capital. Secured and unsecured loans are available.

How does Construction Finance work?

Construction finance bridges the gap between completed or partially completed work while you wait for your customer to pay. As soon as you have outstanding billing - such as a staged invoice or sales invoice - you can submit it to the construction finance lender.

When the lender is happy they will usually provide you with a prepayment of the construction loan within 24 hours. Depending on your annual turnover and creditworthiness, this can be as much as 70% of the total value of your application for payment. 

Construction Finance - Features and benefits through Funding Options

  • Secured and unsecured flexible finance options available subject to eligibility

  • We compare 120+ lenders to find the right finance for you

  • A Business Finance Specialist will guide you through the process

  • It’s free, no obligation and won’t affect you credit score

Financial product information

Representative example*

7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rate

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

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