Vivek Seda

Vivek Seda

Asset Lending & Property Team Lead

Vivek Seda is the Asset Based Lending & Property Team Lead at Funding Options. Vivek has been in the commercial finance industry for over five years, helping SMEs in the UK access over £40m of funding in that time. He also supports the business on working on corporate finance and structured transactions successfully funding Acquisitions and MBOs for businesses.

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Education

Bolster your business through asset refinance, invoice finance and unsecured loans

With coronavirus causing disruption across a multitude of industries, businesses are looking for alternative ways to improve their cash flow. Innovative funding solutions like asset refinance, invoice finance and unsecured loans can provide small to medium-sized businesses with speedy financial support, including those who find it difficult to access more traditional finance types like bank loans. If you needed finance for your business in the past your options were fairly limited. You’d have to apply for funding from a traditional source, typically in the form of a secured loan from your local bank. Nowadays there are a number of flexible options and a variety of lenders, making it easier for you to find a finance option that’s right for you.

15 Dec 2020

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Education

Compare UK business credit cards 2020

Having a business credit card can help you manage expenses and cash flow in a convenient and flexible way. It can be used by both you and your employees to make company purchases and can help you build up your business’ credit rating. Much like a personal credit card, you can choose to pay the balance in full or meet the minimum payment requirements. Your business is responsible for making the payments. Credit cards are a type of unsecured lending and the and limits can be quite strict. Of course, have to meet the lender’s criteria - they’ll want to look into your credit history, trading history, turnover and profit. Your credit limit - usually anywhere between £1,000 and £10,000 - will very much depend on your credit rating, as will your interest rate, interest-free period and rewards.

15 Dec 2020

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