How SMEs can improve their energy efficiency to save money
With the energy price cap rising and gas prices at a record high, saving money on energy has risen to the top of the agenda for many UK firms. So how can SMEs reduce the amount of energy they use to save money, and is now the right time to switch energy suppliers?
19 Nov 2021
What happens to a business loan if the business fails?
As soon as a payment is missed, this is considered defaulting and lenders will still need their payment in full. Typically, it’s 2-3 payments before they find other ways of getting the payment from you. Depending on the type of loan you’ve taken out and the agreed terms you’ve signed, defaulting on a payment can mean anything from developing a poor credit rating, high fees and even having assets repossessed. We explore how you can avoid missing payments, what to do if you’re unable to pay and explore what happens to a business loan when a company fails.
22 Oct 2021
How can businesses prepare for the Christmas period?
For many businesses – especially those operating in the retail and hospitality sectors – Christmas can be one of the busiest times of the year. Preparing your sales and marketing strategies ahead of time is key, and with a bit of research, you can use changing consumer spending habits to your business’ advantage.
19 Oct 2021
Business energy myth buster – 3 myths debunked
With wholesale energy prices at a high and firms fearing an uncertain winter, now could be a good time to explore business energy deals. In this article, we debunk some of the common myths around switching energy suppliers.
19 Oct 2021
Complete guide to finances & funding for small businesses
Applying for business funding can be an exciting, yet sometimes overwhelming, step in the business journey for any entrepreneur or business founder. Whether it’s government grant schemes or [business loans](https://www.fundingoptions.com/knowledge/business-loans/), there are a lot of options out there in the lending market, and knowing how to navigate the options (and when) to access them is crucial for any SME.
6 Oct 2021
Funding for businesses experiencing supply chain problems and delays
The rise in the price of natural gas is having a significant impact on supply chains across the UK and overseas. Let’s take a closer look at how supply chain disruption is impacting different sectors, and explore how businesses can use funding to boost their cash flow.
27 Sept 2021
5 ways to manage your cash flow
From making sure your cash flow forecast is up-to-date to considering business finance, there are lots of things you can do to manage your company’s cash flow effectively. Good cash flow management can help your business become more resilient and grow.
20 Sept 2021
What is the interest rate on a working capital loan?
Working capital finance facilities are designed to help businesses improve their working capital and encourage growth but just like other loans, there can be varying interest rates associated with these types of loans. We explore interest rates and why working capital is a great business loan option to consider.
17 Sept 2021
Our journey towards funding a net zero future
At Funding Options, we believe in the immediate need to mitigate climate change and achieve net zero by 2050. But we’re also aware that actions speak louder than words. Read on to find out about how we’re championing sustainability and how we’re helping UK businesses play their part too.
14 Sept 2021
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