Joe Morley

Joe Morley

Business Finance Lead

Joe has been helping UK businesses secure the funding they need since 2015. Over the years, he’s supported hundreds of SMEs in accessing millions of pounds for everything from purchasing essential assets to unlocking working capital for day-to-day operations. As Head of Sales at Funding Options, Joe leads a large team of expert Business Finance Specialists dedicated to finding the right solution for every customer. His goal is simple - to make securing finance straightforward, stress free, and tailored to each business’s needs.

AllBlogKnowledge Pages
Business Credit Cards: The Safety Net for Cash Flow
Tips

August slowdown? Smart ways to manage business cash flow in the summer lull

The summer months can bring a slowdown in business activity, impacting your cash flow. But the right strategies could help you navigate this period smoothly.

15 Aug 2025

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Woman sorting out rail of shopping in a shop
Education

How revolving credit can support seasonal stock planning this August

Need to manage seasonal stock fluctuations but aren’t sure how to finance it? Revolving credit could be the flexible solution your business needs.

13 Aug 2025

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Building solar panels
Tips

How tradespeople can use asset lending to get ahead before busy season

Want to get ahead before your busy season kicks off? Want to preserve your cash while still getting the equipment you need? Using asset lending to finance tools, vehicles, and equipment could give you a competitive edge while protecting your cash flow.

8 Aug 2025

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business equipment
Education

5 signs it’s time to invest in new equipment and how asset finance can help

Is ageing equipment holding your business back? Are you delaying upgrades to the detriment of productivity or profitability? Asset finance could be the solution you need.

7 Aug 2025

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3-Coffee shop
Education

How an owner-occupied commercial mortgage can help you buy business premises

If you’re tired of paying rent on your business premises, an owner occupied commercial mortgage could help you buy your own property and start building valuable assets.

31 Jul 2025

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Phone
Education

What is lease-to-own finance?

Need to buy expensive equipment for your business but don’t have the cash on hand? Lease-to-own finance could be the solution you’re looking for.

30 Jul 2025

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Sterling cash pile
Education

What are the costs of invoice factoring and is it worth it for your business?

Invoice factoring could be a worthwhile option for businesses struggling with cash flow due to late-paying customers. But it will depend on your specific costs, profit margins, and whether the benefits of immediate cash outweigh the fees involved.

23 Jul 2025

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canary wharf buildings
Education

What is a commercial bridging loan?

Need to buy commercial property quickly but don’t have time to wait for a traditional mortgage? A commercial bridging loan could be the fast-track solution you need.

21 Jul 2025

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Asset based lending
Education

How asset lending can boost your business cash flow this summer

Need some extra cash to get through the summer months? Own valuable assets that could be used to secure a loan? Asset lending could help.

18 Jul 2025

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Tide Terms and Conditions

**New Tide customers receive a 0.78% AER boost on the standard 3.29% AER until 31/03/25, after which the rate reverts to 3.29% AER, with no interest earned on balances over £75,000.

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Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

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