Your clients rely on you, and nobody knows business finance better than us. Together, we’ll help your clients walk tall.
Our technology is second to none, and we use next generation tools like live pre-approval and third party data sources to enrich our matching in real time. Funding Options is bringing UK businesses the speed and convenience they expect as consumers, with the entire process from enquiry to approval completed in under ten minutes in many cases.
Forward-thinking accountants are becoming indispensable to their clients as they provide support for forecasting, growth, and access to finance.
Advisors & Mentors
Business advisors and mentors are often the first port of call for businesses that need help finding the right finance in a complex market. Through us you can do more.
If you're a specialist broker, Funding Options can help you offer a wider range of finance products to cover the whole market for your clients.
Award-winning matching technology
Our industry-leading technology is second to none when it comes to matching the needs of your clients to the lending market, whether they need a business loan, commercial mortgage, invoice finance facility, asset finance, or something else.
Experienced team of specialists
We’re not a faceless technology provider — our team of finance experts is on hand to help you and your clients make the right decision. We’ll be right there with you through the whole process.
No jargon, no BS
We won’t waste your time or insult your intelligence. What we will do is treat your clients fairly, and give them the help they need to walk tall. We’re consistently highly rated by our customers on independent review website Trustpilot.
We’ve been one of HM Treasury’s designated finance platforms for the Bank Referral Scheme since 2016, helping businesses find finance when they’re unsuccessful with the major banks.
Frequently Asked Questions
Our fastest case was completed in 1 ½ hours, from initial enquiry to funds in the business's bank account. Our record from enquiry to approval is just 7 minutes.
In our experience, the biggest factor in how quickly you’ll get finance is you. Most lenders will reply quickly (within 24 hours), and your dedicated account manager will work hard to keep things moving. If you’ve got all the documentation ready, it’s often possible to get the deal done within a day or two.
First, you’ll need to give us the key details about your business and what you’re looking for. This will only take a few minutes, and you can do it on our website or give us a call.
Once you’ve decided which lender(s) you’d like us to approach, the application time varies depending on the product and lender you’re dealing with – but it always helps if you’ve prepared in advance!
- Lenders we work with are much faster than the banks
- Takes seconds to see your options
- Offers back within 24–48 hours for most cases
- Money in account within days if you’ve got documents ready
Types of commercial finance available include bank term loans, invoice finance, hire purchase, equipment leasing, commercial mortgages, property development finance, peer-to-peer lending, revenue loans, and online short-term lenders, as well as government-backed start-up loans and not-for-profit social lenders.
Funding Options does not support equity funding.
Signing up on our website, seeing your funding options, and talking to one of our Business Finance Specialists won’t have an effect on your credit score. We, Funding Options, do not credit check you. However, many of the lenders we work with require a credit check as a normal part of their application process. For this reason, we may ask for your ‘permission to search’ to pass on to a lender in order to speed up your application and make the process as straightforward for you as possible.
You will never be credit checked by a lender we work with unless you have given your explicit consent. Personal credit checks are highly regulated, and you have rights as an individual for your personal data to be protected.
If you have any questions about credit checks and permission to search in relation to your finance enquiry, one of our team will be happy to discuss it further with you.
No, we cannot recommend products and we don’t give financial advice. Our service is all about finding the funding options that your business is eligible for, and matching them with your requirements and requests. We can give you information on each of your options, explain how they work, and clarify exactly what you’d be agreeing to; but you have to make the decision.
Using our service is completely free and no-obligation, and we don't charge our customers a fee. You can use our matching tool, look at your options, or speak to one of our Business Finance Specialists with no strings attached. If you decide to go ahead, and a lender accepts your application for finance, they pay us a commission based on our standard terms. Normally, the cost to our customers is the same as if they’d gone direct to the lender.
We’re happy to disclose further commission details on request – if there’s anything else you’d like to know, feel free to get in touch.
We endeavour to help every UK business, but startups can be a little more challenging to help because they don’t have a track record or any assets to secure lending against. Some lenders won’t lend to startups, but since we work with over 50 finance providers there are often other ways of getting funding – for example, funding equipment directly with an equipment lease, rather than getting a general growth loan.
We also work with Startup Direct, a government-backed organisation that supports startups with finance and mentoring in partnership with the Start Up Loans scheme. Through them, businesses can get loans up to £25,000 – and after a few months of trading they might be eligible to get other types of funding like asset finance and invoice finance.