Small Business Loans

For small business owners requiring finance, the options are plentiful. Whether you need extra cash to pay a large bill or fund a stock purchase, or require the capital to set growth plans into action, you’ve come to the right place.

Small Business Loans
  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Start your journey

  • This quote won't affect your credit score
  • Dedicated Business Finance Specialist
  • Get access to 120+ lenders

Small business loans - Features and benefits through Funding Options:

  • We compare 120+ lenders

  • A Finance Specialist is available to guide you through the process

  • It is free and doesn’t affect your credit score 

  • Explore a range of options - including short-term loans

  • See funding options in minutes

  • Receive a decision quickly

Small business loans - how do they work?

  • Small business loans come in the form of working capital loans, short-term loans and a range of alternative secured and unsecured finance options. 

  • In order to apply, you’ll usually have to be VAT registered and may have to meet a minimum monthly turnover. Some lenders may require that you have at least two years of filed accounts, whereas others will lend with less. 

  • Some lenders specialise in loans for small businesses, while others focus specifically on start-up business loans for new businesses.

  • As a small business, you may also be eligible for a bridging loan - a type of short-term finance which is designed to get you from A to B until you can either clear the loan in full or secure a more permanent form of finance.

Financial product information

Representative example*

7.63% APR Representative based on a loan of £50,000 repayable over 24 months. Monthly repayment of £2,252.94. The total amount payable is £54,070.56

*Some lenders may apply fees during the application process, please note that these are set and provided by these entities.

Annual Percentage Rate

Rates from 2.75% APR

Repayment period

1 month to 30 years terms

Trusted by over 18,600 customers

Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Eligibility criteria apply - see Tide website for full details.

Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

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