Joe Morley

Joe Morley

Business Finance Lead

Joe has been helping UK businesses secure the funding they need since 2015. Over the years, he’s supported hundreds of SMEs in accessing millions of pounds for everything from purchasing essential assets to unlocking working capital for day-to-day operations. As Head of Sales at Funding Options, Joe leads a large team of expert Business Finance Specialists dedicated to finding the right solution for every customer. His goal is simple - to make securing finance straightforward, stress free, and tailored to each business’s needs.

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Women can too
Tips

50 Business Ideas that Women can do too

Starting a business is one of the most rewarding — and demanding — challenges you can take on. It takes courage, perseverance, determination, and talent, but also the right funding and planning. Getting finance wrong at the start can limit your growth, while understanding profitability and risk helps you set up for long-term success. In this 2025 refresh, we explore how women’s entrepreneurship in the UK has evolved, where the biggest opportunities lie, and 50 business ideas you can start with low to moderate risk.

10 Mar 2022

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Working capital
Education

Working capital finance: seasonal vs. year-round uses

For some businesses, opportunity knocks at particular times of the year. For others, consistently topping up working capital is business as usual. Thereʼs a right type of finance for all of them.

28 Oct 2025

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What are the current interest rates for unsecured business loans?
Education

Secured vs. unsecured business loans: Whatʼs the difference?

Not sure which to choose? Understand the risks and rewards before you decide.

17 Oct 2025

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What loans are available for women to start a business?
Education

What is Crowdfunding? A Guide for UK Small Businesses

Crowdfunding has become a widely used way for small businesses and entrepreneurs to raise finance in the UK. Rather than securing funding through a single bank loan or private investor, crowdfunding pools contributions from a large number of supporters, often via digital platforms.

8 Oct 2025

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choose the right lender in India
Education

Is now the right time to take out a business loan before year-end?

If you’re thinking about borrowing before year-end, here’s how to decide if it’s the right move for your business.

24 Sept 2025

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women working on laptops in office
Tips

How to use revenue-based finance to bridge post-summer dips

If your business faces a post-summer slump, revenue-based finance could help you bridge the gap without giving up equity or taking on inflexible debt.

12 Sept 2025

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man holding pen whilst writing on paper with laptop besides him
Education

Is your business ready for Q4? SME financial health checklist

If you want to finish the year strong and start next year on the right foot, start your Q4 planning now.

11 Sept 2025

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business equipment
Education

What does an asset finance company do – and how to choose the right one

If your business needs equipment but you don’t want to pay the full cost upfront, an asset finance company could help.

5 Sept 2025

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What loans are available for women to start a business?
Education

How to get a loan to open a small business in the UK

If you’re looking to open a small business in the UK and need financial support, understanding your loan options is the first step to success.

4 Sept 2025

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

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