Joe Morley

Joe Morley

Business Finance Lead

Joe has been helping UK businesses secure the funding they need since 2015. Over the years, he’s supported hundreds of SMEs in accessing millions of pounds for everything from purchasing essential assets to unlocking working capital for day-to-day operations. As Head of Sales at Funding Options, Joe leads a large team of expert Business Finance Specialists dedicated to finding the right solution for every customer. His goal is simple - to make securing finance straightforward, stress free, and tailored to each business’s needs.

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Blog articles

Accountancy
Education

What is a working capital cycle?

If you’re waiting weeks for customer payments while your suppliers need paying, understanding your working capital cycle could unlock thousands in trapped cash.

22 Aug 2025

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electric car being charged
Education

Small car lease: everything you need to know

If you’re running a small business and need reliable transport, leasing could save you thousands compared to buying outright.

21 Aug 2025

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Business Credit Cards
Education

How to work out capital employed

Want to know how efficiently your business is using its capital? Capital employed is a financial metric that can help you measure exactly that.

19 Aug 2025

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Disclaimer:

Funding Options helps UK firms access business finance, working directly with businesses and their trusted advisors. We are a credit broker and do not provide loans ourselves. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. We are also able to make insurance introductions. Funding Options will receive a commission or finder’s fee for effecting such finance and insurance introductions.

*Tide Terms and Conditions

**New Tide customers receive a 0.78% AER boost on the standard 3.29% AER until 31/03/25, after which the rate reverts to 3.29% AER, with no interest earned on balances over £75,000.

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Funding Options Ltd is incorporated and registered in England and Wales with company number 07739337 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL.

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