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So whether you’re seeking funds for technology business equipment, or you want to obtain assets for your IT company, here are a few types of finance that can lend you a helping hand.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}},{"title":"Business equipment","icon":"Lock","description":{"raw":"{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Asset finance can be used to get business equipment such as; laptop & desktop computers, software, servers, telephones and communication systems, photocopiers, CCTV, EPOS Systems, office furniture.\",\"marks\":[],\"data\":{}}]}]}"}},{"title":"Laptops on finance","icon":"Banking institution","description":{"raw":"{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Hiring new employees also means getting more business laptops. And, with a growing business and more opportunities to take on, you may need to make some upgrades too. In that case laptop leasing may be a practical way of getting IT equipment for your business.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}},{"title":"Laptop leasing","icon":"Document and coins","description":{"raw":"{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"To spread out the financial burden of purchasing IT equipment such as laptops, laptop leasing for small businesses can provide you with a useful financing solution, making investments easier to manage. It’s a type of equipment leasing, which prevents being stuck with obsolete business equipment.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}},{"title":"6, 12, 18, or 24 months","icon":"Hand holding coins","description":{"raw":"{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Most providers will give you the option to lease laptops for either 6, 12, 18, or 24 months, and in some cases even longer. With a fixed monthly fee you can predict your monthly business expenses and don’t have to worry about your cash flow. In other words, you’ll rent the laptop for a fraction of its useful life, and return it when the agreed leasing period is over.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}},{"title":"Swop your old laptop","icon":"Plant vase","description":{"raw":"{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Since the hardware usually starts to age after only 2-3 years, you can swop your old laptop with a new one after the end of the leasing period, keeping your IT equipment up-to-date. This also means you can always acquire the latest business equipment, which may make your business more efficient, but would otherwise be unaffordable for a small business.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}},{"title":"Laptop hire purchase","icon":"Rocket","description":{"raw":"{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"If you prefer to buy and keep your IT equipment, hire purchase could be a good alternative. With this type of finance you can purchase laptops and use them in the long run, but still spread the costs. With monthly installments and an upfront deposit of normally 10% you will purchase laptops over time — you’ll own them after the last installment has been made. The lender will also want you to pay all the VAT beforehand.\",\"marks\":[],\"data\":{}}]}]}"}},{"title":"Loan against your laptops","icon":"Hand holding coins","description":{"raw":"{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Put simply, with this kind of equipment finance the lender will loan against your laptops, which you then have to pay back. In case you can’t make your repayments, the lender can keep the asset as collateral. There are many types of asset finance out there, and we can help you find the right one for your purposes.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}}],"sys":{"contentType":{"sys":{"id":"templatesV2SectionFinancialProductInfo"}}}},{"title":"Estimate your costs today","description":"If you're ready to take your business to the next level, use our business loans calculator to get an idea of what you can afford.","calculatorType":"Business loans","sys":{"contentType":{"sys":{"id":"templatesV2SectionCalculator"}}}},{"sys":{"contentType":{"sys":{"id":"templatesV2SectionDisclaimer"}}},"disclaimer":{"raw":"{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Please note that the information above is not intended to be financial advice. You should seek independent financial advice before making any decisions about your financial future.\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"It’s important to remember that all loans and credit agreements come with risks. These risks include non-payment and late-payment of the agreed repayment plan, which could affect your business credit score and impact your ability to find future funding. Always read the terms and conditions of every loan or credit agreement before you proceed. Contact us for support if you ever face difficulties making your repayments.\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Funding Options, now part of Tide, helps UK firms access business finance, working directly with businesses and their trusted advisors. Funding Options are a credit broker and do not provide loans directly. All finance and quotes are subject to status and income. Applicants must be aged 18 and over and terms and conditions apply. Guarantees and Indemnities may be required. Funding Options can introduce applicants to a number of providers based on the applicants' circumstances and creditworthiness. Funding Options will receive a commission or finder’s fee for effecting such finance introductions.\",\"marks\":[{\"type\":\"italic\"}],\"data\":{}}]},{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"\\n\",\"marks\":[],\"data\":{}}]}]}"}}],"author":null}},"staticQueryHashes":["1250078025","1659198851","3682024094","3753363658"]}