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You borrow a lump sum and repay over months or years.\",\"marks\":[],\"data\":{}}]}]}"}},{"icon":"Wallet","title":"Commercial vehicles","description":{"raw":"{\"data\":{},\"content\":[{\"data\":{},\"content\":[{\"data\":{},\"marks\":[],\"value\":\"Vans, HGVs, and electric vehicles - finance leases are often used by logistics, trades, and courier companies.\",\"nodeType\":\"text\"}],\"nodeType\":\"paragraph\"}],\"nodeType\":\"document\"}"}},{"icon":"Hand holding coins","title":"Trade credit","description":{"raw":"{\"nodeType\":\"document\",\"data\":{},\"content\":[{\"nodeType\":\"paragraph\",\"data\":{},\"content\":[{\"nodeType\":\"text\",\"value\":\"Delayed payment terms with suppliers, rather than finance through a lender. 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