NatWest Business Loans

NatWest is part of the Royal Bank of Scotland Group and serves over 850,000 small business customers in the UK.

NatWest offers a number of credit solutions and bank loans for business customers, including the NatWest Small Business Loan (SBL) and a new brand, esme, detailed below.

NatWest also offers small business customers a range of finance solutions including overdrafts, invoice finance, asset finance and property finance.

Small Business Loan

The SBL is a fixed rate loan available to all Business Banking customers requesting unsecured lending between £1-£50k. This product is CCA regulated for lending to Sole Traders and Simple partnerships borrowing up to £25k. It carries no ERCs and rates are non negotiable derived from a fixed pricing matrix.


  • 18 years and up
  • Suitable for:

Find out more

Amount: £5,000 to £25,000

Length: 1 to 5 years

Payment holiday allowed:

Indicative rates: 7.58% - 10.36%