HSBC Business Current Accounts

HSBC is one of the world’s largest banking groups, serving over 37 million customers globally.

HSBC offers two different current accounts for businesses in the UK, detailed below.

HSBC Start up account

Free banking for 12 months when you start your business with HSBC. When your free business banking period ends you’ll move onto either our Small Business Banking or Business Banking Account depending on your business needs. You'll pay an account maintenance fee of £8 for Small Business Banking or £10 for Business Banking Account plus charges depending on the services you use.

Charitable Bank Account

Charitable Bank Account offers everyday banking at a reduced price to charities and not-for-profit organisations with a charitable purpose

HSBC Small Business Banking Account

Small Business Banking Account is determined by customer needs, agreed at the start of their banking relationship with us. They’re typically businesses and not-for profit customers with borrowing needs up to £100k and requirements for everyday transactional banking products that are not managed by a Relationship Manager.

HSBC Small Business Tariff

Available to Business Banking customers who handles mostly cash or cheques with a turnover upto £10m

HSBC Kinetc

Become an early adopter and join an exclusive community of small business owners. Explore, use and help us improve our innovative new app in Beta test stage

Features and benefits:

  • HSBC Kinetic for desktop

    HSBC Kinetic on desktop for real-time balances, statements, transfers and payments 24/7 (subject to planned periods of maintenance).

  • Post Office® Branches

    Make cash deposits, withdrawals or make a balance enquiry at any of the 11,000 Post Office® branches across the country with your debit card.

  • Arranged overdraft

    From £100.00 to £30000.00 EAR: 10.47%

Schools and Colleges Account

To manage your school's everyday finances or for a separate account for specialist activities.

HSBC Business Banking Account

Business Banking Account is suitable for customers who have banking needs that require support through a dedicated Relationship Manager who will work alongside our specialist teams to provide transactional banking and funding solutions above £100k both domestically and internationally.

HSBC Start Up Account

Free banking for 12 months on your primary account when you start your business with HSBC. After your free business banking period ends you’ll move onto the tariff that you choose when you open your account and you’ll pay an account maintenance fee of £6.50 per month plus charges depending on the services you use. Choice of two tariffs to suit the way you bank. Small Business Tariff could be suitable if your business mainly handles cash or cheques. Electronic Banking Tariff could be suitable if your business banks mainly online or by phone.

HSBC Switcher Account

Free banking for 12 months on your primary account when you switch your banking to HSBC. After your free business banking period ends, you will move onto the tariff that you choose when you open your account and you will pay an account maintenance fee of £6.50 per month plus charges depending on the services you use. Choice of two tariffs to suit the way you bank. Small Business Tariff could be suitable if your business mainly handles cash or cheques. Electronic Banking Tariff could be suitable if your business banks mainly online or by phone.

HSBC Electronic Banking Tariff

Electronic Banking Taiff is available to Business Banking customers who prefer to use 'remote' channels such as internet and telephone banking with a turnover upto £10m

Community Account

Community Account for club, society or charity (annual turnover of under £100k), churches (and other places of worship), executors and administrators there is no turnover limit.

HSBC Switcher account

Free banking for 12 months when you start your business with HSBC. When your free business banking period ends you’ll move onto either our Small Business Banking or Business Banking Account depending on your business needs. You'll pay an account maintenance fee of £8 for Small Business Banking or £10 for Business Banking Account plus charges depending on the services you use.